The Prosperity Economics Movement

The Prosperity Economics Movement is a non-profit which aims to educate both advisors and the public that there are better alternatives to the Big Banks and Wall Street conflicts of interest.

The Movement is comprised of both investors and advisors who recognize that “typical” financial planning has failed, giving Americans a false sense of security.

While sometimes hailed as the latest greatest thing, Prosperity Economics hasn’t been so much discovered as rediscovered. Prosperity Economics employs common-sense principles and strategies that preceded the rise of 401ks and the financial planning industry. It shows us how to optimize wealth by keeping it in our control rather than delegating our financial futures to Wall Street, big corporations, and the government.

Prosperity Economics Movement Logo

Prosperity Economics is guided by 7 Principles of Prosperity™, as articulated here by Kim D. H. Butler.

Prosperity Economics seeks to help people regain control of their money. In contrast, typical financial planning advocates that Americans:

  • Save money in banks that offer no privacy or protection from creditors, the IRS, or civil forfeiture.
  • Hand over their investment dollars to companies who will charge perpetual “management fees,” whether or not their funds are gaining or losing.
  • Analyze their “risk tolerance” and instead of protecting their money.
  • Recommend investments that roller coaster ride with the stock market and are not guaranteed.
  • Take tax deductions now by maxing out their 401(k)s and IRAs, only to pay more taxes later.
  • Tie up their dollars in places where it can’t be easily withdrawn or borrowed against.

Prosperity Economics represents different values than typical financial planning. The chart below gives an overview of Prosperity Economics as contrasted with typical financial planning:

Financial Planning

Meets needs and goals only
Based on limited ideas of “what you can afford.”

Minimizes requirements
“How much do I have to save?”

Product-oriented (what you buy)
Focus is primarily on buying certain products.

Focused on rate-of-return
“How much is this earning me?”

Institutions control your money
Put your assets “under management,” (and/or give control to government.)

Micro (vacuum) based
Focus is on your “portfolio.”

Net worth is measurement
A bigger portfolio is the goal.

Retirement oriented
Your reward for work is not working.

Lives only on interest
At mercy of interest rates, with fingers crossed you won’t need to use principle.

Money stays still
Assets are accumulated into accounts where they sit, financially “stagnant.”

Dollars do only one job
Save separately for emergencies, education, retirement, major purchases. Spend each dollar for one purpose only.

Professional planner is the expert
Finances are represented as something confusing that should be delegated.

Prosperity Economics

Pursues wants and dreams
Based on unlimited ideas of “what is possible?”

Optimizes opportunities
“How else can I build wealth?” mindset.

Strategy-oriented (what you do)
Based on time-tested principles and financial philosophies used to build wealth.

Focused on recovering opportunity cost
Keep more money working for you.

You control your money
Maintain responsibility for and access to your assets and funds.

Macro (big picture) based
View your whole personal economy.

Cash flow is measurement
The goal is more money to enjoy each month.

Abundant/Freedom orientated
Enjoy your work and your life – all life long.

Spends and replaces principle
A flexible, sustainable way to live.

Money moves
Your personal economy is alive and well, money flows in and out of account.

Dollars do many jobs
Dollars are used for flexible and multiple purposes.

Clients are empowered
Money is demystified. Education-based approach builds financial confidence.

We think there’s a better way.

Typical financial planning is “better than nothing” and will get people partway up the hill, but we want our clients to reach the “mountaintops” of prosperity!

For more information on the Prosperity Economics Movement, see, our website for clients, consumers and investors.

Get Free Updates and an Ebook!

Subscribe for information and trainings on things like marketing that works, how to help more clients, running a more profitable business, event announcements and other news.